Fast, Flexible
Financing Built
for
farmers
Helping you understand your finances
and grow your operation — one smart
decision at a time.

We partner directly with trusted equipment dealers nationwide so you can finance your purchase right at the point of sale — no extra steps, no delays.
Find a dealer
Find a participating dealer near you
Dealer Locator Tool
Join as a dealer
Want to join our dealer network?
Apply online
in Minutes
Gone are the days of faxes, long forms, and waiting weeks for answers.
Our digital application flow is simple, mobile-friendly, and built to work at your pace.
Get Started
Sign up in under 10 minutes
Get matched with financing that fits
Talk to real people who understand agriculture
More than Loans — A Partner in your Farm’s Future
Whether you’re seeking capital today or planning for tomorrow, Spade Finance helps you build a stronger, more profitable future.
Track key farm financial metrics
Compare your numbers to industry benchmarks
Identify opportunities to improve cash flow and ROI
Receive personalized insights with our Farm Finance Score
Prepare your business for future financing — even if you don’t need it yet
Profit Margin
Last Month
+8%
This Month
+28%
80% Increase
on Monthly improvement
Trusted. Secure. Built for Ag.
Your data is your business — and we protect it like it’s ours.
Spade Finance uses enterprise-grade security and ag-specific compliance to keep your information safe and private.
Encrypted document sharing
Farmer-controlled data access
No cross-collateralization — liens only on financed equipment
Hear from
Farmers like you
Spade helps us see where we’re winning and where to improve. It’s part of our daily routine now.
Mark Lyn, Dairy Farmer
Spade helps us see where we’re winning and where to improve. It’s part of our daily routine now.
Mark Lyn, Dairy Farmer
Spade helps us see where we’re winning and where to improve. It’s part of our daily routine now.
Mark Lyn, Dairy Farmer