Fast, Flexible
Financing Built

for

farmers

Helping you understand your finances
and grow your operation  
— one smart
decision at a time.

Equipment Financing Made Simple

Whether you’re upgrading your milking operation,
expanding your fleet, or replacing worn-out machinery, Spade Finance makes it easy to get the equipment you need  — without the paperwork headache.

No hidden fees

Fast approvals

Deferred payment options

100% financing available

Transparent lease terms you can trust

Explore Equipment Financing Options

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We partner directly with trusted equipment dealers nationwide so you can finance your purchase right at the point of sale — no extra steps, no delays.

Find a dealer

Find a participating dealer near you

Dealer Locator Tool

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Join as a dealer

Want to join our dealer network?

Apply online
in Minutes

Gone are the days of faxes, long forms, and waiting weeks for answers.

Our digital application flow is simple, mobile-friendly, and built to work at your pace.

Get Started

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More than Loans — A Partner in your Farm’s Future

Whether you’re seeking capital today or planning for tomorrow, Spade Finance helps you build a stronger, more profitable future.

Track key farm financial metrics

Compare your numbers to industry benchmarks

Identify opportunities to improve cash flow and ROI

Receive personalized insights with our Farm Finance Score

Prepare your business for future financing — even if you don’t need it yet

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Profit Margin

Last Month

+8%

This Month

+28%

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80% Increase

on Monthly improvement

Trusted. Secure. Built for Ag.

Your data is your business — and we protect it like it’s ours.

Spade Finance uses enterprise-grade security and ag-specific compliance to keep your information safe and private.

Encrypted document sharing

Farmer-controlled data access

No cross-collateralization — liens only on financed equipment

Hear from
Farmers like you

Spade helps us see where we’re winning and where to improve. It’s part of our daily routine now.

Mark Lyn, Dairy Farmer

Spade helps us see where we’re winning and where to improve. It’s part of our daily routine now.

Mark Lyn, Dairy Farmer

Spade helps us see where we’re winning and where to improve. It’s part of our daily routine now.

Mark Lyn, Dairy Farmer

Spade helps us see where we’re winning and where to improve. It’s part of our daily routine now.

Mark Lyn, Dairy Farmer

Spade helps us see where we’re winning and where to improve. It’s part of our daily routine now.

Mark Lyn, Dairy Farmer

Spade helps us see where we’re winning and where to improve. It’s part of our daily routine now.

Mark Lyn, Dairy Farmer

Spade helps us see where we’re winning and where to improve. It’s part of our daily routine now.

Mark Lyn, Dairy Farmer

Spade helps us see where we’re winning and where to improve. It’s part of our daily routine now.

Mark Lyn, Dairy Farmer

Spade helps us see where we’re winning and where to improve. It’s part of our daily routine now.

Mark Lyn, Dairy Farmer

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